Legal notices

Publication

This website is published by Sogécap on its own behalf and on behalf of Oradéa Vie.

SOGÉCAP is the parent company of Groupe SOGÉCAP, of which ORADÉA VIE is a wholly owned subsidiary.

SOCIÉTÉ GÉNÉRALE ASSURANCES is a trademark of SOGÉCAP.

SOGÉCAP
Société anonyme [joint-stock company] with authorised capital of 1,263,556,110 euros.
It is governed by the French Insurance Code and entered into the Nanterre, France Registry of Trade and Companies under the unique identification number of 086 380 730.
APE Code: 6511Z (life insurance)
Registered office: Tour D2; 17 bis place des Reflets; 92919 Paris La Défense Cedex, France
Mailing address: SOGÉCAP; TSA 61101; 92919 Paris La Défense Cedex, France
VAT number: FR09086380730

Legal representative: Philippe Perret, Chief Executive Officer

Website editor: Frédéric Barroyer

This website is housed on the servers of WAYCOM INTERNATIONAL: WAYCOM INTERNATIONAL
Mailing address: 1-3 quai Marcel Dassault, 92150 Suresnes, France
Telephone number: 33 (0)1 41 44 83 00
This website is governed by French law.

Professional regulations

The corporate purpose of Sogécap and Oradéa Vie is life insurance transactions and, more broadly, all transactions that include commitments the execution of which involves the human lifespan. Sogécap and Oradéa Vie may handle all life insurance-related transactions within the limits of current regulations, including life reassurance transactions, as well as all commercial and financial transactions and transactions involving movable or unmovable property that are related directly or indirectly to its corporate purpose. Moreover, they may practice all other insurance, financing and asset management transactions for third parties that life insurance companies are, or would be, authorised to practice.

Supervisory authority:
Autorité de Contrôle Prudentiel et de Résolution (ACPR)
4 place de Budapest; CS 92459, 75436 Paris Cedex 09

Website content

Any person wishing to subscribe to one of the services or products presented herein is asked to contact Sogécap or Oradéa Vie, in order to find out whether the service or product is available and to learn about the contractual terms and rates applicable to that service or product.

Sogécap and Oradéa Vie strive to ensure that information disseminated on this website is accurate and up to date. It reserves the right to correct website content at any time and without notice. However, it cannot guarantee that such information is exhaustive or has not been altered by a third party (via hacking or a virus). Moreover, Sogécap and Oradéa Vie decline any liability (direct or indirect) in the event of delay, error or omission regarding the content on these pages or for the use that may be made of them by any person, as well is in the event of interruption or non-availability of the service.

Sogécap and Oradéa Vie may therefore not be held liable in the event of indirect damage such as, but not limited to, losses arising from transactions made on the basis of information, lost profits, lost business, or losses arising from interruption of service, an increase in access costs or information processing.

Likewise, Sogécap and Oradéa Vie may not be held liable for any factors beyond their control or for any damage that may be caused to your technical environment, including your computers, software, network equipment (e.g., modems or telephones, etc.) or any equipment used to access or use the service and/or information.

Lastly, Sogécap and Oradéa Vie do not guarantee, and in no way can be liable for the sequencing, accuracy, lack of errors, truth, currency, fairness, commercial value and quality, correctness or non-infringing nature and availability of information contained on this website.

You hereby pledge to use the information on this website solely for personal and non-commercial use.

Disclosures pertaining to financial instruments

Although it has been produced from serious sources that are considered reliable, any information pertaining to one or more financial instruments (mutual fund units, etc.) is provided as is, as an indication.

Such information may not be construed as an offer from Sogécap or Oradéa Vie to buy, sell or subscribe to products or financial services (particularly banking or insurance products), nor a solicitation of an offer to buy or sell securities or any other investment product.

Sogécap and Oradéa Vie decline any liability regarding the use that may be made of such information and the consequences that may result from such, particularly regarding the decisions that may be made or actions that may be undertaken on the basis of this information. As such, you alone are solely responsible for the use of said information and the outcomes resulting from the use of such. Furthermore, you are responsible for verifying the integrity of information you receive via the Internet.

You hereby acknowledge that the use and interpretation of information require specific and in-depth knowledge of the financial markets.

Keep in mind that past performances of a financial instrument are not a reliable indicator of its future performances.

Intellectual property

This entire website is governed by international legislation governing copyrights, trademark law, and, generally speaking, intellectual property, in both its form (choices, organisation, layout, means of accessing data, organising of data, etc.), and in each component of its content (texts, images, etc.). Said content, on the pages of this website, is the exclusive property of Sogécap and its contributors. You hereby undertake not to use such content, and not to allow anyone to use such content, for illegal purposes.

On an exception basis, some content (both texts and images) is the property of its respective author.

Any reproduction, depiction, dissemination or re-dissemination, in whole or in part, of the of the content of this website through any medium or any process whatsoever (notably via caching or framing), or any sale, resale, or broadcast in any manner whatsoever is prohibited. Non-compliance with this prohibition constitutes forgery that is subject to civil and criminal liability charges against the forger.

Hypertext links

Sogécap may not be held liable for hypertext links to other websites, particularly regarding the content of said websites.
Sogécap and Oradéa Vie may not be held liable for hypertexts to the present website and prohibit any party from setting up such a link without their express prior consent.

Security

This website is protected by one of the highest levels of technical security and is monitored at all times. The algorithms and mechanisms used to protect your communications with Sogécap and Oradéa Vie and information pertaining to you complies with current French regulations.